Should i become a claims adjuster

Many adjusters travel to their destination and book hotel rooms or Airbnbs during their assignments. Couples can travel in an RV and rent out a campsite to set up a temporary home. No matter the season, there will always be work for an insurance adjuster in different parts of the country. Many assignments will last longer than a month and you could be there for years if you choose.

So if you like to travel, but also like to settle in for a while, you get the best of both worlds. One of the best things about being an insurance adjuster is the flexibility that comes with this role.

Independent adjusters get to pick and choose the claims and firms they work with and handle claims from many insurance carriers. What matters most is getting your claims done in a timely manner.

You must be able to meet strict deadlines when you accept a deployment. So although your schedule is somewhat up to you, you must make it a priority to contact the insured within 24 hours, do an inspection of the damaged property within 3 days, and an estimate of damage written up within 2 days after that. Should you become an insurance adjuster? Keep reading to discover some of the best reasons to become an insurance adjuster: No College Required You do not need a college degree to become an insurance adjuster.

Money Everyone wants to know, how much does an adjuster make? Challenging Career Path This career can be challenging for a few reasons, which is great because it will always keep you on your toes.

As you grow in your career, more experience means more demand for your services and better fee schedules.

In many industries, you can quickly and unexpectedly be out of work when an economic recession hits. Individuals rely on it, businesses rely on it, and banks and lending institutions absolutely require it.

Losses occur regardless of economic conditions, and the country needs insurance adjusters to adjust these losses every month of the year. Hurricanes can hit at the same time as a recession. Kitchen fires are unconcerned about economic shifts. Auto accidents occur as sure as the sun rises. All of that means insurance is here to stay, and so are the adjusting jobs that come along with it.

Now consider that adjusters can earn this without the years of schooling and burdensome expenses. For many people, years of education and crippling debt are simply not good options.

We know the adjusting business, and our job is to prepare you for a successful career as an insurance adjuster. Interested in learning more about how to get your license and find work as a claims adjuster? Join one of our free webinars.

View Webinar Dates. Most of us want to make a difference in the world and given the opportunity, would choose to help others. Serving others is often cited as one of the most important factors when it comes to finding work enjoyable and rewarding.

And we are paid well to do it. We work with victims to inspect losses, assess damage, and help people get back on track. When catastrophe strikes, insurance adjusters are among the first people to respond. We often show up before the roads are cleared or the gas stations re-open, staying wherever we can find an open bed for the night. Once you have some experience under your belt, you can choose from a wide variety of interesting paths in the world of claims adjusting.

And the options go far beyond catastrophe claims. Liability adjusters investigate accident scenes, interview witnesses, and perform exhaustive investigations for important trials. The work is not only important, it offers a plethora of opportunities for specializations.

Another fascinating line of work is for adjusters who specialize in appraisal, arbitration, and mediation. These adjusters often play a key role in dispute resolutions that involve many individuals and large sums of money. Maybe you feel stuck in your current work situation. Most people hope their work is fulfilling but even more than that, people crave independence.

Veteran adjusters will tell you if you play your cards right, that is exactly what a career in claims adjusting offers. The lifestyle of a career claims adjuster allows for a freedom and independence few careers can match. We dress respectably but casually. We can work hard for a short period of time and take it easy for the rest of the year if we choose.

We can even work with our spouses. An independent insurance adjuster works as a contractor for multiple insurance firms or third-party administrators. Public insurance adjusters work on behalf of policyholders directly. They will help businesses or individuals file an insurance claim if a proposed settlement from an insurer is seen as unfit.

While being a staff adjuster is a steady hour-per-week job, the independent and public routes offer more flexibility. Depending on what state you live in, you may need to take a course and pass a licensing exam to become an insurance claims adjuster.

Some states have minimal requirements, while others require completing an insurance licensing course and passing a licensing exam. If you live in a state that requires adjusters to be licensed, you should get your home state license before thinking about other licenses. If you do have to take an exam, a study package can help. If you live in a state that does not require an adjuster license, you can legally adjust claims without taking a licensing exam.

However, many adjusters want to get out-of-state licenses that will enable them to work throughout the country. Nonresident licensure is then based on that qualification. States that require licenses likely also require continuing education credits for adjuster license renewal.